Dave Ramsey's Principles
Are you a big fan of Dave Ramsey? We are too! As a qualified SmartVestor Pro, we believe in his process of education, financial discipline and accountability and look forward to an opportunity to see how that process may help you on your financial journey.
Dave envisions “the heart of a teacher” when talking about traits of a good advisor. Education of clients like you has been at the root of our firm since its inception, and we look forward to answering your questions while also asking you the right questions to help set you on the path towards your goals.
See our SmartVestor process & services below...
A Clear Understanding
We begin simply by getting to know you. By asking all the right questions and enjoying face-to-face conversations, we develop a deep understanding of your personal goals, current financial situation, investment experience and risk tolerance.
During this “onboarding” process, we will make you fully aware of our capabilities and services, as well as your responsibilities as the most important person in your financial planning.
Next, we put your financial plan into action. We select the specific account types, investment products and services identified in the design stage and build your portfolio to your specifications.
We work closely with you to complete the necessary paperwork as quickly, efficiently and conveniently as possible to help ensure the safe and fast transition of assets to your new account.
Custom Plan Design
With a full understanding of your milestones, we begin designing a fully customized plan for your short- and long-term goals, whether it’s working towards a comfortable retirement, paying for a child’s education, purchasing a second home or just saving a bit more each month.
We present our recommendations to you, answer any questions, consider alternatives and outline the steps needed to implement your custom plan.
Once your financial plan is implemented, we proactively monitor and regularly report the progress to help ensure it keeps working for you.
If you experience a life change – marriage, birth, a new job, a new home – we can discuss how your changing situation could impact your financial plan, and the process begins anew. We can recommend – and make – any needed adjustments to help keep your plan moving forward.
Insurance and Annuities
Our firm embraces a holistic philosophy that takes the major aspects of your life, financial or otherwise, and helps ensure they are in alignment with your custom plan. This all-encompassing approach helps ensure we have the big picture in mind when making sound recommendations about your financial future.