A Defined Process
Our holistic, goal-oriented approach is rooted in pragmatic advice about each phase and aspect of your life.
By clearly defining the short-term, mid-term and long-term milestones you hope to reach and the appropriate level of risk, we can help measure progress towards reaching your goals.
You and your family are on a journey, and we are on that journey with you.
A Clear Understanding
We begin simply by getting to know you. By asking all the right questions and enjoying face-to-face conversations, we develop a deep understanding of your personal goals, current financial situation, investment experience and risk tolerance.
During this “onboarding” process, we will make you fully aware of our capabilities and services, as well as your responsibilities as the most important person in your financial planning.
Next, we put your financial plan into action. We select the specific account types, investment products and services identified in the design stage and build your portfolio to your specifications.
We work closely with you to complete the necessary paperwork as quickly, efficiently and conveniently as possible to help ensure the safe and fast transition of assets to your new account.
Custom Plan Design
With a full understanding of your milestones, we begin designing a fully customized plan for your short- and long-term goals, whether it’s working towards a comfortable retirement, paying for a child’s education, purchasing a second home or just saving a bit more each month.
We present our recommendations to you, answer any questions, consider alternatives and outline the steps needed to implement your custom plan.
Once your financial plan is implemented, we proactively monitor and regularly report the progress to help ensure it keeps working for you.
If you experience a life change – marriage, birth, a new job, a new home – we can discuss how your changing situation could impact your financial plan, and the process begins anew. We can recommend – and make – any needed adjustments to help keep your plan moving forward.
Insurance and Annuities
Our firm embraces a holistic philosophy that takes the major aspects of your life, financial or otherwise, and helps ensure they are in alignment with your custom plan. This all-encompassing approach helps ensure we have the big picture in mind when making sound recommendations about your financial future.
*Diversification and asset allocation do not ensure a profit or protect against a loss.